Saturday, November 29, 2008


What is a diamond? by ANDREW STRATTON
Fashion & Cosmetics

The diamonds on the market today were formed millions of years ago. Carbon exposed to heat and pressure deep beneath the earth's surface are what created the dazzling diamond eternity bands you want as your wedding rings.
When choosing the right one, you need to look at the color, cut, clarity, carat and certification of the gemstone. The cut refers to the shape which is typically round, marquise, pear, emerald cut princess cut. A round solitaire engagement ring is classic, but more and more brides are opting for the fancier cuts of the rectangular emerald cut and square princess cut.
They also look great with colored gemstones as accents. A pair of ruby and diamond hoop earrings is dazzling, offering a burst of color.
Where do they from? South Africa is a main supplier of diamonds. Mines are located in Zaire, Botswana, Namibia and Angola. Other locations include Australia and Russia. The oldest mines were in India, but that was about 4000 years ago. The modern suppliers were discovered and mining began in the 1800s.
Birthstone for April Every month gets a gemstone and April is the lucky girl that gets the diamond. Most people love their own birthstone and wouldn't admit it, but they are probably a little bit of envious of the April babies. Now if you are looking for a unique birthstone gift or something for yourself, these gems come in all kinds of fashion settings. Diamond flower earrings go with anything, and, if you really want something different, how about a diamond toe ring. Fresh, huh?
Couples celebrating their 60th wedding anniversary can commemorate the day with these dazzling gems. 60 years of marriage certainly deserves diamond eternity bands.
Magic and Lore These shimmering stones are believed to enhance your sexual prowess, bestow power and increase vitality of the wearer. In the middle ages, they removed fear and made the wearer invincible. Your white gold diamond earrings are probably not going to make you invincible, but you can sure feel like it when you wear them. The gems are also supposed to bring luck and success. Of course, if you are wearing them, you probably are a success.
Care and Maintenance The hardest mineral on the Mohs scale, these gems have a rank of 10. So, they really do last a lifetime. To clean, let them soak in jewelry cleaner, ammonia or soap. You can also drop them in the ultrasonic cleaner. They can pretty much take whatever you throw at them. Just because they are the strongest mineral doesn't mean that they can't chip or crack if you try hard enough.
So, don't hide them in the jewelry box, saving them for a special occasion. These dazzling gems are meant to be worn and because of their durability, they can be worn every day. With all the choices in cut and types of settings, these shimmering stones can be worn as a fashion piece or you can wear diamond earrings on a special occasion. Whatever you do, wear them!
Women crave dazzling diamond eternity bands as their wedding rings. A round solitaire engagement diamond ring. is classic, but more and more brides are opting for the fancier cuts such as the rectangular emerald cut and square princess cut. Visit www.gemaffair.com.

Wednesday, November 26, 2008


Kinds of Company Thefts and How to Avoid Them by SALOMEA CHMIELEWSKI

Even before the financial overturn happened in Wall Street this year, there had already been several losses that American companies have been reporting about. These losses are no joke and pose greater risks because of the figures that are not just on the level of thousands but of billions and a timeframe of a year. If today’s financial problem has been rooted to a more complicated issues on economic policies and other international investment disparagements, the older problem is rooted on the premise of internal embezzlement of none other than the companies’ employees. Yes. Sad to accept but American businesses have been ailing for quite some 40 billion dollars of losses caused by company theft and other embezzlements. Though this problem might seem to be a parody of the employers or a complete exaggeration to front the government of tax evasion, this has never erased the fact that the problem in employment theft is a reality and is really destructive.
In a survey posted at Inquest’s website, 30% of failures in the businesses in the land is said to be the end product of large and small scale company theft and dishonesty. Almost all types of businesses in America experience the same fate. Most of the time, companies with most losses are those which has something to do with merchandising and direct selling. Critically, the country is loosing honest employees or is just being tolerated by ignorance of the employers.
Almost all establishments in the US these days are already equipped with high end surveillance systems. Almost every corner of the office, store, or even outside premise of a company is installed with cameras that monitors every move of employees and clients alike. These systems are said to have been installed in order to avoid any theft that can happen both internally and externally. However, surveillance systems are not the only way to solve this classic problem. Same website suggested that if all companies take it by heart to conduct background checks on all their employees and applicants, the number of incidents can be lowered.
However, how can an employee rob a company? What are the kinds or thefts that an employee can do to a particularly company? Basically, there are so many ways in which an employee can take advantage of the company illegally.
1. Falsifying Receipts – Most of the time, receipts are not computer generated. These are often hand printed. Dishonest clerks can forge receipts and charge a client of a higher price and have the difference kept in the employee’s pocket.
2. Stealing Merchandise – this is the most common theft that can happen in a store. Often, stolen products are those small and easy to keep ones. There are so many ways on how an employee may steal merchandise out of the store.
3. Cash Theft – this happens mostly to cashiers or those employees that receives payments. Especially to those that has no specific recording system, services or products can be sold without undergoing on a process. 4. Bookkeeping Fraud – receipts are very important in auditing. So there are times that in order for employees to get something from the company illegally, they would hide in receipts and declare a forged amount on the record.
5. Fake Purchases – employees may intentionally buy things and had it reflected on the record but the purchase did not actually happened. Or they can create imaginary suppliers which are actually just them.
Background check reports basically lay off a limit to these types of employees before they can be accepted to the company. The past records of a particular employee will tell you whether he/she is worthy of trust or not. Pre-employment checks are an effective way to save a company’s future. This is a solution that literally said as saving billions with 30 bucks.